ftfy.Just to be clear, I used the tax credits for drugs.
ftfy.Just to be clear, I used the tax credits for drugs.
Everyone talks about Manchin without mentioning the other 50-odd senators also voting no.Manchin is a no because he has no plans to run again and he makes for a convenient scapegoat for stonewalling legislation that the corporations that prop up the Democratic party don't want passed. Simple as that. It's literally Liebermann all over again.
Everyone talks about Manchin without mentioning the other 50-odd senators also voting no.
Joe is stereotyping people who receive the child tax credit. So what a few will use it to buy drugs? Joe's daughter has made many millions in the drug business, but astronomically raising prices that severely restricted access to some critical drugs.Manchin is a no because he has no plans to run again and he makes for a convenient scapegoat for stonewalling legislation that the corporations that prop up the Democratic party don't want passed. Simple as that. It's literally Liebermann all over again.
If he’s so worried about people being on drugs, why doesn’t he support Medicare for all so that people are able to get care for addiction. And then support a full employment economy that creates work with dignity for all, and maybe not so many people would throw up their hands and give up on life. Depression and addiction are linked and it is cruel of us as a society to ignore this.Joe is stereotyping people who receive the child tax credit. So what a few will use it to buy drugs? Joe's daughter has made many millions in the drug business, but astronomically raising prices that severely restricted access to some critical drugs.
At this point, after seeing the great resignation, the news that more working aged people are dying at higher rates, I would probably continue doing my free lance work. If the company finds out, they can fire you, but would they? You've stuck around even though they haven't given you a raise in 6 years and it doesn't sound like you've ever been a disciplinary problem. They aren't paying you competitively, which is why you have to do the free lance, and there is no way I would get a minimum wage job to make ends meet when I could make a ton more money for a fraction of the time. So yeah, first, they have to catch you and then, they have to actually do something to you--and neither one of these are a given in the current economy.I was following a discussion on Freelance Gigs / second jobs and was surprised by how many people said it's "unethical" and "don't do it, it's not worth the risk".
But is it really unethical, or is that just something corporations have lead us to believe.
In my opinion, the only thing unethical is the corporations saying you can't make a living / don't have the right to work elsewhere.
One of the common comments I saw is people replying "If you have to ask how to get away with doing freelance work you already know it's not ethical and that you should not be doing it".
Generally the people replying and saying it's not ethical are generations that came before Millennials.
Because my company is not paying competitive wages and I haven't had a salary increase in 6 years I need to do freelance work to make ends meet. The alternative, working a 18 to 30 hour a week a week part time low wage job would not make me as much money and burn me out. It would impact my performance at work, not just from burnout, but being unavailable to do late night / weekend work when it's urgently needed for clients.
All the developers at my company do freelance work. Managers included. Hell, a lot of my freelance leads actually come from my managers. A couple years back our Chief Creative Technology Officer told us that we could do freelance work. That the holding companies conflict of interest really doesn't apply to the developer industry and shouldn't. It holds a different weight to advertisers than it does developers.
But somehow I doubt that is the case. And 2022 Code of Conduct and Certification we need to sign as a condition of employment has updated language that pretty much targets in on people like us.
It really targets the freelance / gig economy. And says you can't work for yourself paid or unpaid using the same or similar skill sets including for family or friends.
Our Chief Creative Officer was laid off in 2020 and the person below him, the EVP of Creative Technology was part of the great resignation last year. They haven't backfilled either position and don't plan to. So while I don't think any of my coworkers or managers would take issue or report me or anyone for doing freelance work. It does sound very sketchy what would happen should HR or the holding company find out.
Based on the Code of Conduct certification, I could be terminated.
The younger generations though need to work in the gig economy to supplement their job. Lots of people like me can't get by on our primary salary alone and low wage jobs is just working harder for much less. And still could get you in trouble with work as the code of conduct also includes a section about being available at off hours to handle urgent client work when needed. Their thought is, your primary job comes before your second job. If we need you to work, we expect you to call into your other job.
Why is freelance gig work considered "unethical" and is it really? Or is it just what corporations have drilled into people trying to have full control of their employees.
Edit: Almost forgot about this one. It's also in the legal paperwork that's condition of employment that my company owns the IP for anything a build or design. Whether it is for work or not. That's another slap in the face that keeps your from really doing any work from yourself and what the ramifications could be if you do.
I was following a discussion on Freelance Gigs / second jobs and was surprised by how many people said it's "unethical" and "don't do it, it's not worth the risk".
But is it really unethical, or is that just something corporations have lead us to believe.
In my opinion, the only thing unethical is the corporations saying you can't make a living / don't have the right to work elsewhere.
One of the common comments I saw is people replying "If you have to ask how to get away with doing freelance work you already know it's not ethical and that you should not be doing it".
Generally the people replying and saying it's not ethical are generations that came before Millennials.
Because my company is not paying competitive wages and I haven't had a salary increase in 6 years I need to do freelance work to make ends meet. The alternative, working a 18 to 30 hour a week a week part time low wage job would not make me as much money and burn me out. It would impact my performance at work, not just from burnout, but being unavailable to do late night / weekend work when it's urgently needed for clients.
All the developers at my company do freelance work. Managers included. Hell, a lot of my freelance leads actually come from my managers. A couple years back our Chief Creative Technology Officer told us that we could do freelance work. That the holding companies conflict of interest really doesn't apply to the developer industry and shouldn't. It holds a different weight to advertisers than it does developers.
But somehow I doubt that is the case. And 2022 Code of Conduct and Certification we need to sign as a condition of employment has updated language that pretty much targets in on people like us.
It really targets the freelance / gig economy. And says you can't work for yourself paid or unpaid using the same or similar skill sets including for family or friends.
Our Chief Creative Officer was laid off in 2020 and the person below him, the EVP of Creative Technology was part of the great resignation last year. They haven't backfilled either position and don't plan to. So while I don't think any of my coworkers or managers would take issue or report me or anyone for doing freelance work. It does sound very sketchy what would happen should HR or the holding company find out.
Based on the Code of Conduct certification, I could be terminated.
The younger generations though need to work in the gig economy to supplement their job. Lots of people like me can't get by on our primary salary alone and low wage jobs is just working harder for much less. And still could get you in trouble with work as the code of conduct also includes a section about being available at off hours to handle urgent client work when needed. Their thought is, your primary job comes before your second job. If we need you to work, we expect you to call into your other job.
Why is freelance gig work considered "unethical" and is it really? Or is it just what corporations have drilled into people trying to have full control of their employees.
Edit: Almost forgot about this one. It's also in the legal paperwork that's condition of employment that my company owns the IP for anything a build or design. Whether it is for work or not. That's another slap in the face that keeps your from really doing any work from yourself and what the ramifications could be if you do.
I don’t understand how freelance work could be considered unethical? What’s the argument?
The gig economy is an enormously unethical race to the bottom but that’s not on the heads of the workers who are desperately trying to earn a living in it, it’s on the heads of the exploitative bastards running pretty much every gig economy based company and surrounds issues like underpay and treating workers as self employed whilst restricting them with conditions which legally form the employee/employer relationship etc.
A company that exploits workers and doesn't pay a living wage doesn't deserve my "loyalty".Today, many companies show no loyalty to employees. Everyone's replaceable and many people employees are constantly jumping from company to company seeking better wages rarely staying at a company for more than a year. If your employer isn't loyal to you why should you be required to be 100% loyal to them.
The argument for it being unethical is because you are breaching your primary employes "conflict of interest" and "non compete" contracts that are conditions of employment.
By working in the freelance gig economy using the same or similar skills that you use at your primary job, you are knowingly and willingly breaching the contract signed with your employer as a condition of employment.
In the United States, many industries have such conditions of employment. Except in California where such practices are illegal. California believes workers have the right to earn a living.
For older generations, their primary jobs paid enough and the cost of living was low enough where they could live off a single salary. Employers were much more loyal to their employees and employees were loyal to their job.
Today, many companies show no loyalty to employees. Everyone's replaceable and many people employees are constantly jumping from company to company seeking better wages rarely staying at a company for more than a year. If your employer isn't loyal to you why should you be required to be 100% loyal to them. This is something the people that are saying doing freelance work is unethical are missing as well. To them not being loyal is taboo.
1. Don't borrow for college. It's far too risky and expensive. I don't say this lightly. I'm a college professor. But you can get a fine education without mortgaging your future and potentially dashing your career plans.
It simply involves pursuing scholarships and applying to less expensive, if generally less prestigious, institutions.
I kept reading for the part where the SS advice is worthless too because that fund will be exhausted for us but you never delivered.Yesterday the Apple News app gave me a CNBC story where a Harvard economist shares his 21 money saving rules.
As I was reading through them there was one theme I noticed. That most of these rules are unattainable for at least half the population in America if not more.
The most important rule he had was "Don't borrow for college".
The next most important rule he listed was "Own, don't rent". I would love to own, but based on my income and the cost housing around here, the only houses that would be considered affordable would be in areas you would never live. Run down, crime ridden bad neighborhoods in cities like Lowell. Not to mention my student loan debt would probably prevent me from being able to afford even that.
Followed by "buy in cash". You should never borrow money or charge things on credit cards. He includes Mortgages as things you should try to avoid. That they are tax and financial losers. If you have to take one out pay them off ASAP. Like I could ever afford to buy a house without a mortgage or pay it off in only a few years
Another rule was "have a rainy day fund". You should always have enough money in savings to get by for 6 or more months should you ever lose your job. Good luck with that. Me, like manny Americans, are living paycheck to paycheck just to get by. No way I can ever save that kind of money.
A lot of the stuff was about retirement. One of the things that I never thought about was "Social Security is not in the business of telling us what they owe us". Often, they make mistakes and don't pay you what they should be owing you. Always double and triple check that the amount they are paying you is correct and contact them to correct the amount they owe you if it's incorrect. The sooner you do this the better because they will not pay you back pay.
Speaking of back pay, they will also not start paying you social security when you are eligible. It's up to you to file to claim your benefits. This professor says he has lost count of how many times people in their mid 70's have asked him when they will start receiving their SS benefits. He tells them they need to file ASAP to get them. And unfortunately, even though they have been paying in their whole lives, they are not eligible for getting back pay for the 5 or more years they missed because they didn't know they had to file to claim benefits. They just thought they would start receiving them when they were of age.