Needles & Grooves

That's not terrible. It's cheaper than my renters insurance which maxs out at $35k. They won't go higher. I'd do it.

Oh that’s crap. It’s more expensive than the contents insurance I have for my apartment which is €149 for €75k but equally, yes it is less than I was expecting at the same time.

What do they cover you for?

My collection in my apartment. So usual theft/fire/accidental damage. They won’t do DJ cover or cover outside of the apartment.

That's actually not too bad.