Needles & Grooves

I work for a health insurance provider. First, talk to your school to see if they have a reduced price insurance plan. When I was in grad school, I had to buy my insurance but the school had a very low cost option for me. If that's not an option, go to healthcare.gov.

Currently, the Biden administration is talking to industry leaders about further subsidizing exchanges. Right now, you can enroll in a plan, and they are allowing people to enroll up to August 15th. I would plug in your income numbers and see what coverage you have and what you'd have to pay.

You could eventually get some help when Biden revisits the health exchanges. He's already released statements that suggest he wants to keep the "public" option open with increased subsidies.

Worth knowing: health care has what’s called an “open-enrollment period” that usually lands in/around November when you can enroll/make changes to your health insurance (there’s exceptions, but that’s not relevant here). YOUR exception happens 60 days BEFORE your 26th b-day and lasts 120 days AFTER. So you need to nail things down and get things set during that time period.

Like nolalady, I worked for a health insurance provider and am still in the industry. I agree 100% with her advisement and the order of it.

Obamacare is pretty great...

@nolalady my school has a plan that's about 1200 a semester and through it, basic things like general doctors visits and annual gyno check are free. I believe if I do mental health counseling through the med school, it's also free. Would that be my best bet?

@sarcasticfairyprincess $1200 for 6 months of coverage? Absolutely! I would go with that.