2020 Covid-19 Coronavirus

RenegadeMonster

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Traveling or have any vacation plans that you need to cancel?

If you have travel insurance you probably aren't covered.

After the SARS virus resulted in a lot of cancelations a few years back most insurance policies were rewritten to exclude coverage due to pandemics. For example you travel insurance will kick in if you can't travel due to mono, but not because of coronavirus. This protects the insurers from masses losses due to widespread cancelations.

It's similar to how most all insurance polices added an exclusion for "act of terrorism" after 9/11. One of my co-workers friends had their car damaged by shrapnel from the Boston Marathon Bombing. When they called Liberty Mutual to make a claim they were swiftly denied citing "act of terrorism". Even the free auto glass replacement as required by MA state law had an exclusion for "act of terrorisms".

My mother is currently dealing with travel cancelations. She had to travel for work to work a trade show in Chicago this week. Up until this weekend her company was saying despite coronavirus you still have to travel. Then their holding company issues a travel ban over this weekend the day before she was due to travel.

Since she has to pay for travel out-of-pocket and file for reimbursement she tried to cancel the tickets with American Airlines yesterday. American Airlines said that all ticket sales are final, no refunds. They would not budge an inch on refunds, but did say the flight could be credited towards a new flight within 1 year for a $200 fee. They are not even waiving their fees!

Because it was for work she did not have travel insurance as work won't reimburse it.

No she has to see if they will reimburse her travel expenses after not traveling. Hopefully they do.
 

wokeupnew

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Traveling or have any vacation plans that you need to cancel?

If you have travel insurance you probably aren't covered.

After the SARS virus resulted in a lot of cancelations a few years back most insurance policies were rewritten to exclude coverage due to pandemics. For example you travel insurance will kick in if you can't travel due to mono, but not because of coronavirus. This protects the insurers from masses losses due to widespread cancelations.

It's similar to how most all insurance polices added an exclusion for "act of terrorism" after 9/11. One of my co-workers friends had their car damaged by shrapnel from the Boston Marathon Bombing. When they called Liberty Mutual to make a claim they were swiftly denied citing "act of terrorism". Even the free auto glass replacement as required by MA state law had an exclusion for "act of terrorisms".

My mother is currently dealing with travel cancelations. She had to travel for work to work a trade show in Chicago this week. Up until this weekend her company was saying despite coronavirus you still have to travel. Then their holding company issues a travel ban over this weekend the day before she was due to travel.

Since she has to pay for travel out-of-pocket and file for reimbursement she tried to cancel the tickets with American Airlines yesterday. American Airlines said that all ticket sales are final, no refunds. They would not budge an inch on refunds, but did say the flight could be credited towards a new flight within 1 year for a $200 fee. They are not even waiving their fees!

Because it was for work she did not have travel insurance as work won't reimburse it.

No she has to see if they will reimburse her travel expenses after not traveling. Hopefully they do.
I have international travel booked for September, hopefully it's all but died down around then. Probably not, but we can hope it has somewhat. Thank god I booked with AirbBnb which offers 100% refund at least 2 weeks prior to the scheduled dates. I did not, however, book flight insurance, and like you said, the insurance may not cover it...
 

TenderLovingKiller®

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Sorry, missed your response while I was typing.

Also this is an important read:

Yeah, I read this in the Washington Post yesterday great and important piece. People don’t even know how bad a shit show this could turn into.

EDIT: oops! Wrong article. I read a good one in the WAPost yesterday that echoed this sentiment though ...
 
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RenegadeMonster

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All of it
This is all I can find from about a hour ago on NBC.com

OKLAHOMA CITY -- The Oklahoma City Thunder’s game against the Utah Jazz was postponed Wednesday night, with the only explanation a public address announcement citing “unforeseen circumstances.”

The starting lineups were announced, and it appeared the game was ready to start. Then, after conversation among the officials, the teams went back to the locker rooms and the officials left the floor.

The Thunder mascot and their hype crew, the Storm Chasers, tried to keep a full house of fans entertained during the delay. The halftime entertainment was moved up. Finally, the announcement that the game was called off came about 35 minutes after the scheduled start time.

More to come.
 

AnthonyI

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Chicago Subs
WAIT. Am I understanding correctly that the ban is passport-based, meaning that only Europeans are restricted from coming here?!

so...I can still go to Europe, do whatever I want, and come back home?

WHAT GOOD DOES THAT FUCKING DO
Lord, that better not be right.................
 
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